Commercial Insurance in Louisiana
If you’re reading this page, there’s a good chance you’re a business owner. And if you’re a business owner, your time is at a premium. You probably have about 10 minutes to spend trying to understand which insurance you need to protect your business before you have to switch your focus to something else. That’s a lot of pressure.
Insurance is our business. Skip the intensive research and get in touch with us. We’ll assess the risks you may be exposed to in your business and industry and research multiple policies from multiple companies. Then we’ll walk you through your different options. Or, if you’d prefer, we’ll just set you up with the right policy for a price that works for you.
It’s that easy; now you can get back to marketing or product development or one of the 100 other tasks that needs your attention.
Insurance for Religious Institutions, Fire Departments, Restaurants, Childcare Centers and More
Moore & Jenkins has a proven track record of successfully helping businesses of all sizes and in a variety of industries effectively manage risk. We typically work with businesses in the following industries:
- Courier and Delivery
- Religious Institutions
- Sales Representatives
- Fire Departments
- Professional Offices (CPAs, law firms, medical offices)
- Convenience Stores
- Children’s Daycare Centers
Whether you’re just starting out in one of these industries as a local individual proprietor or have been operating a large multi-national LLC for many years, we can assess the unique risks you face and recommend coverages to protect you, your employees and your business.
Business Insurance in Washington Parish, LA
When considering how to protect your business, you may need to look at one or more of the following types of business insurance:
Commercial General Liability Insurance: A relatively standard policy for most businesses, Commercial General Liability protects your business against liability claims for bodily injury or property damage that may arise due to your workplace, operations or products.
Commercial Property Insurance: A necessity for any structure that your business operates out of, a Commercial Property Insurance policy protects your buildings and personal property as well as the property of your employees.
Commercial Auto Insurance: Cover your commercial vehicles and drivers. Learn more about commercial auto insurance.
Surety Bonds: Protect your business against a potential specific loss with a surety bond. Examples of common surety bonds include those for auto dealers, collection agencies, contractors, and mortgage brokers. If you’re not sure if you might need a surety bond to operate safely or legally, contact us for help.
A surety bond is a mutual, legally binding contract that ensures that specific tasks are accomplished. It provides a legal channel for one party to recover losses from another party that fails to fulfill their contractual obligations.
Business Owners Policies: Package up your commercial insurance needs in a BOP; for example, a typical BOP may include property insurance, business interruption insurance, liability insurance and flood insurance.
Inland Marine Insurance: Contrary to the name, this coverage is not just for boats or docks. Covering property that is movable or is transported, inland marine insurance is especially applicable to tools and equipment brought to worksites for individuals in many different industries, for example, a photographer’s cameras and lighting equipment, dog grooming or veterinary materials, tools and machinery for plumbers and contractors, and truck cargo.
Builder’s Risk Insurance Policy: Cover your construction worksite (the existing structure and materials on-site) with this short-term insurance policy.
Workers Compensation Insurance: Provide your employees workers compensation coverage (wage replacement and medical benefits) in the event they’re injured on the job. In return, you are protected from being held responsible for the injury.
Your Local Louisiana Business Insurance Agent in Franklinton, LA
Whether you know what coverages you need or are completely baffled by the business insurance landscape and need help every step of the way, we’re ready to assist you. Contact us to get a professional risk assessment for your business or to request a quote.